Unique Content Article: Finding help to pay your medical bills

<h2 class = 'uawtitle'>Finding help to pay your medical bills</h2><br />
<div style='font-style:italic;' class='uawbyline'>by Trinity Fay</div><br /><br />
<div class='uawarticle'>Have medical bills piled up giving you bad credit? You might not even know at this time you have bad credit until you go to apply for a personal loan, try to obtain a new car, or try to secure a loan for housing. When medical bills go unpaid they don't just go to a collections agency they are reported to a credit rating company that ranks how you should be trusted when given money.<br />
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In order to keep your credit scores in the excellent category you have to pay your bills off and on time. One of the top reasons for Americans scores as of recent to keep falling is their lack of ability to pay of their medical bills. Companies who do credit ranking scores are taking notice of people who don't payoff their medical bills and penalizing the average American 5 times more due to recent studies that show an upward trend that for every American who is not able to pay off medical debt within 6 months of the charge, studies now show more than 44 percent of those persons will declare bankruptcy within the year.<br />
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It's a fact, medical costs have risen almost 55 percent in the last four years with a slower economy, many people have seen job loss and medical benefits cut down to a bare minimum so the stretch to pay for medical debt has gotten harder, however not everyone needs to feel the burn out of debt there are many ways a person can save on their medical bills.<br />
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Schedule some time to sit down and familiarize yourself with the information contained in the credit reports. Get a pen, highlighter, anything you can markup these reports with and dive into these reports; you might want to circle or underscore what you need to repair. While the information is in your hands, you might want to correct incorrect details such as a punctual payment marked late, and often times you can call a company from which you have been charged and clear up any misunderstandings.<br />
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If <a href="http://www.altegrahealth.com/about-us/"> medical bills </a> are what seem to be pulling you down, quickly call billing at the medical facility where you have been a patient and work out a payment plan. There are many payment programs within medical billing, you should be able to find one that works for you and your financial situation, and then ask them if they would check to make sure they can clear your account of any delinquent notices so your credit score can begin to gain ground for the positive.<br />
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Medicare beneficiaries that have been enrolling into these various programs are saving thousands of dollars. It's a win win, you save money on health care, your health care bills decrease allowing you to pay off others debts and get your credit scores up.<br />
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Why is having a high credit score so important? Have you tried to purchase a new home or car with bad credit? If you have a low credit score you are often denied a loan or you pay a higher interest rate than you would have normally with good credit. Lenders see a person with bad credit as a risk- a person who can't be trusted and should therefore pay more money in the long run as "insurance". Having good credit and receiving a good interest rate saves you money, the lower your credit scores the higher your interest rate.<br />
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Studies show that when a person is under financial stress their health suffers; take the time now to get control of your finances, talk with a health advocate at Altegra and bring your medical bills into check and balance, getting your health back on track, and learn how you can actually save money.<br />
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About the Author:<br />
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<div class='uawlinks'><a href="http://www.altegrahealth.com/markets/medicaid/health-plans/quality-performance-solutions/">Medicare member retention</a> begins with Altegra Health, where providing excellent member services helps protect members from gaps in Medicare coverage.</div><br />
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New Unique Article!<br />
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Title: Finding help to pay your medical bills<br />
Author: Trinity Fay<br />
Email: sunnfunbug@gmail.com<br />
Keywords: how to get out of debt,how to raise my credit score,Medicare Savings Program,low-income,credit score,Medicare,Medicaid,dual enrollment,health,finance<br />
Word Count: 628<br />
Category: Motivation<br />
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