Unique Content Article: Specialist Tradesman Insurance Policies

<h2 class = 'uawtitle'>Specialist Tradesman Insurance Policies</h2><br />
<div style='font-style:italic;' class='uawbyline'>by Sirius Grant</div><br /><br />
<div class='uawarticle'>In order to develop tailored insurance options at aggressive premiums for a wide range of businesses and additional trades insurers have introduced a range of policies as a group referred to as tradesman insurance.<br />
<br />
At its core the tradesman insurance package is in reality a 3rd party liability insurance contract that provides public liability cover to satisfy the needs of a variety of trades and business activities under a cost effective public liability insurance protection.<br />
<br />
In practice the tradesman insurance policy has been enhanced by many insurance companies to incorporate an additional choice of insurance covers designed to cater for the broader insurance requirements for small businesses, regardless of whether these be limited companies, partnerships or single traders.<br />
<br />
In all cases the third party liability insurance section of the contract remains obligatory although the limits of indemnity under the policy may be selected to meet your requirements, at the same time as the other coverage provided under the policy are elective at the request of the policyholder.<br />
<br />
The third party liability insurance under the contract is pretty much standard in the market, offering insurance for the policyholder in respect of claims made against it for personal injury in addition to property damage caused by the insured in the normal course of their trading. As this is a obligatory cover, it also forms the foundation of the premium calculations for the policy with this being a combination of the trade or occupation concerned, the number of people working within the firm and the limits of cover required under the policy.<br />
<br />
The optional coverage available within the cover vary from insurance company to provider, with some insurers providing a quite broad choice of additional options that can in some cases rival the coverage offered by a more fully fledged commercial business or commercial combined policy.<br />
<br />
The elective covers that are for the most part commonly found are;<br />
<br />
Employers liability insurance, protecting the insured in respect of claims made against it for legal responsibility for injury sustained by employees during the course of their employment. A legally required cover for most employers in the United Kingdom. Contracts are generally to be issued with a typical limit of indemnity of 10 million pounds.<br />
<br />
Personal accident coverage indemnifies the policyholder and workers where required against financial loss triggered by an inability to work as a consequence of injuries. The benefits under this section can provide a weekly income, that although available in accepted limits will not exceed a particular portion of the persons normal weekly pay.<br />
<br />
Business tools or tools of the trade coverage provides property damage cover in respect of loss or destruction of the insured business tools or business equipment. there are generally options within this part of the as to the maximum sum insured and the times of day when the insurance will apply.<br />
<br />
Additional choices that are available from selected insurance companies only are contract works insurance, stock insurance and business interruption insurance.<br />
<br />
It is a quite straightforward matter to find quotes for tradesman cover from a large number of independent business cover brokers across the internet and specialist brokers will be in a position to inform you as to the additional insurance choices that may be available for your company or trade.<br />
<br />
</div><br />
<div class='uawresource'><br />
<div style='font-style:italic;' class='uawabout'><br />
About the Author:<br />
</div><br />
<div class='uawlinks'>Blackfriars Group is a dedicated professional <a href="http://tinyurl.com/7grzvyu">liability insurance broker</a> providing instant access to very competitive quotes and cover for <a href="http://tinyurl.com/77wt78c">public liability insurance</a> for a wide range of trades and occupations for both well established and start-up businesses.</div><br />
</div><br />
<hr><br />
<p>You are receiving this because you signed up for it on 2012-03-18 from IP 108.66.210.38</p><br />
<p>To fine-tune your selection of which articles to receive, just <a href='http://www.uniquearticlewizard.com/bloggers/'>login here</a><br>using your username: </p><br />
<p>To unsubscribe please use the following link:<br><br />
<a href='http://www.uniquearticlewizard.com/unsubscribe.php?mail=kelvinrogersholdings.empowered@blogger.com&code={confirmcode}'>Unsubscribe</a><br />
<hr><br />
<br />
---------------------------------<br />
New Unique Article!<br />
<br />
Title: Specialist Tradesman Insurance Policies<br />
Author: Sirius Grant<br />
Email: articles@primemover.co.uk<br />
Keywords: tradesman insurance,tradesman,business insurance,liability insurance,public liability insurance,business insurance,insurance,commercial insurance,business,liability insurance,business,insurance<br />
Word Count: 541<br />
Category: Marketing<br />
---------------------------------