Unique Content Article: Financial Products for Consumers Fast Facts

<h2 class = 'uawtitle'>Financial Products for Consumers Fast Facts</h2><br />
<div style='font-style:italic;' class='uawbyline'>by Ed Hulse</div><br /><br />
<div class='uawarticle'>For the public to participate in the establishments and government agencies' quest to get financing, they can avail of the numerous financial products for consumers being offered. Kinds are identified based on the risk and returns they present. To better decide on which instrument to take, getting to know them would be necessary.<br />
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Citizens are invited to participate in the public offers of some companies or government agencies called bonds. Bonds are issued to support the operations of the organizations issuing them. These allow them to borrow a sum of money from the different participants for a fixed interest rate which means a lower associated risk. Amounts can be totally paid several years after the issuance.<br />
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In contrast, the Treasury bills or T bills issued by the government are payable for a matter of less than a year, the longest being six months. They are passed to address the short term financing needs of agencies and investors can gain profit that amounts to the difference between the face value and the price at which the T bill was issued.<br />
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A similar offer would be the short term notes which are issued by private institutions such as banks. Their differences from the T bills are that they can be payable for up to a year and are available at any time. Nevertheless, these tap issues still offer fixed interest rates which would still guarantee profits to the creditors.<br />
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People can also invest by buying shares from certain establishments. In doing this, they are guaranteed to received dividends annually or several times a year, and are allowed to partake in the decision making processes for the companies. Companies offer these to again finance, continue and expand their operations.<br />
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Brokerage firms, banks and insurance companies also offer investment funds which are also forms of shares. The only difference is that instead of focusing on the manufacturing of goods or provision of services, their focus is more on real estate assets and insurances.<br />
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Options and warrants are two other instruments that allow citizens to sell and buy rights to shares. The latter can be used for a longer period though compared with the former; they are also capable of providing opportunities to increase capital.<br />
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To decide on what action to undertake regarding the financial products for consumers, it is best to obtain the assistance of advisers. Investors and creditors must get to know all the terms and conditions attached to the agreements before deciding to jump into them.<br />
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New Unique Article!<br />
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Title: Financial Products for Consumers Fast Facts<br />
Author: Ed Hulse<br />
Email: ej34654@hotmail.com<br />
Keywords: continuing education,online education,insurance,finance,business,education,life insurance,health insurance,investing,personal finance,ethics,taxes,wealth building<br />
Word Count: 414<br />
Category: Marketing<br />
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